3/8/2024 0 Comments Microsoft money budget planner![]() ![]() If you pay for water bills separately, your provider will often include a sewage fee. If you spend a fortune in the summer months on A/C or keep that heat pumping in the wintertime, do an aggregate based on your most expensive bill and your cheapest one and divide that number by two. Estimate an amount for your utility expenses based on the last 3 months of payments or the past year. Water/Gas/Electricity: Utility bills can also be tough to estimate - they can vary month to month based on the weather in your locale. There will be a box later for your emergency fund contributions. If you decide to use your emergency fund, leave the box blank.
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